I neglected to report earlier that I made the transfer to do the recast on my mortgage last week and that money is already showing on the account!  I'm excited to see my balance drop a good bit and to know I won't have to make as high of payments if I don't need to moving forward.  Progress is good.

Yes, I headed to the basement. I'm now wiped and sitting on the couch with an achy back.  But I did make really good progress down there!  I even have my fancy wine racks that Mr Law made for me many many moons ago back together and loaded down with wine... wine I can't touch for a very long time.  *sigh*